An HRA with more room for care.

Fill the gaps your health plan leaves behind.

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Cover more without rebuilding your health plan.

Use a healthcare reimbursement arrangement to add targeted support around the coverage you already offer.

Traditional HRA administration

Limited HRA program options
Reimbursement-heavy employee experience
HRA managed separately from other benefits
Manual enrollment and employee data management

Benepass HRA

Tailor HRA designs to your workforce, with traditional and specialty options
Card-first spending with reimbursements when needed
1 platform for HRA alongside other spending accounts
92% of Benepass’s pre-tax employer partners use a fully-automated integration

Here’s how Benepass actually works

Program design

Choose your HRA structure, eligible expenses, and employee eligibility rules.

Benepass app Accounts screen showing a Wallet with $24.38 available to transfer

Employer contributions

Set how much you want to contribute and how HRA funds become available.

System integrations

Connect your HRIS or payroll system to automate enrollment and employee data.

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Employee enrollment

Eligible employees are automatically enrolled and invited to access their HRA.

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Card + reimbursements

Employees spend eligible funds with their Benepass card or submit claims when needed.

Circular icons for benefit categories including dental, childcare, wallet, wellness and dining

More control behind every HRA dollar.

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In-House Decisioning

Benepass applies IRS and employer rules at the point of purchase. HRA funds go toward eligible expenses.

Flexible Funding

Choose automated, self-directed, or custom funding. 90% of Benepass clients choose automated funding management.

Audit-Ready Reporting

Monitor HRA spending and export reports for financial reconciliation, auditing, and ongoing program management.

Whatever the need, there’s an HRA for it.

From everyday healthcare to weight health, fertility, mental health, and medical travel, build targeted benefits around the needs of your workforce.

Questions people actually ask.

Benepass supports group health plan HRAs, excepted-benefit HRAs, and Individual Coverage HRAs (ICHRAs), giving employers multiple ways to structure healthcare support.

Depending on the program design, HRAs can support needs including infertility, medical travel, gender affirmation, mental health, dental, and vision expenses.

Yes. Employers can use a Benepass Weight Health HRA to provide GLP-1 access, with configurable eligibility verification, card funding, eligible spending, and post-spend verification.

Yes. Benepass brings HRAs together with FSA, HSA, commuter, and customizable spending accounts on one platform, giving employees and benefits teams one place to manage them.

Fuel for thought.

Insights, tools, and inspiration to help you build better benefits.

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Make your HRA work harder for your people.

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