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COBRA without the loose ends.

Stay compliant with customized communication and hands-on COBRA support.

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The small details are a big deal in COBRA.

Make COBRA easier for your business and your employees.

For your business

Centralized contracts and billing simplify management

Compliant, secure administration reduces risk

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Custom communications tailored to your workforce

For your employees

Intuitive web portal with 24/7 real-time access

Clear, easy-to-navigate COBRA experience

Multiple payment options for flexibility

Fast responses within 1 business day

Here’s how Benepass actually works

Administration

Streamline COBRA administration with the PeakOne partnership

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File setup

Connect new hire and qualifying event data with manual options available when needed.

COBRA notices

Trigger required participant notices when qualifying events occur.

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FSA COBRA

Automate eligibility workflows for Health Care and Limited Purpose FSAs.

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Ongoing support

Give employers and participants access to dedicated COBRA support.

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Everything you need to continue coverage

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Automated FSA into COBRA

Automate FSA COBRA eligibility instead of manually auditing employee contributions against spend and updating COBRA records.

Consolidated Administration

Keep COBRA contracting and invoicing connected with your Benepass benefits instead of managing another standalone vendor relationship.

Annual COBRA support, personalized to your program.

Get expert annual COBRA open enrollment support, personalized guidance, and custom communications for every renewal.

Questions people actually ask.

How does Benepass provide COBRA administration?

Benepass partners with Peak One to provide COBRA administration and Direct Bill services. Employers get integrated operations with dedicated expertise for COBRA administration.

How does Benepass handle FSA COBRA eligibility?

Benepass + Peak One automate FSA COBRA eligibility workflows for Health Care and Limited Purpose FSAs. This removes the need for employers to manually compare employee contributions with spend and update COBRA records.

What does COBRA implementation involve?

Following the Benepass kickoff, your project leads connect with Peak One to set up COBRA administration. Peak One manages COBRA-specific onboarding, including continued coverage rates and file setup.

Do we need a new file connection for COBRA?

Most employers use a separate connection to send qualifying event data to Peak One. Manual options are also available if the integration isn't ready in time.