An arm in a red cast covered in signatures, giving a thumbs-up against a blue sky

An HSA that just works

Pre-tax savings, invested and spent on one card.

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The HSA, made better

The same savings and tax advantages with none of the friction.

Legacy HSA provider

High minimums to invest (up to $2K)

Hidden administrative and commission fees

Employers have rigid, preset investment lineup options

Siloed financial benefit experience

Benepass HSA

$100 minimum to invest

Benepass doesn’t charge fees

3 options offered: preset, customized, or self-directed portfolio

1 platform for all pre-tax and lifestyle spending accounts

Here’s how Benepass actually works

HSA card experience

Tap to pay, pre-tax dollars are applied automatically.

Benepass app Accounts screen showing a Wallet with $24.38 available to transfer

Investment account view

Watch unused balances potentially grow, tax-free.

Balance & contributions

Know your balance and your limit, without doing the math.

Benepass Core Visa card with a contactless payment symbol

Investment portfolio

Choose funds, track performance, all in one view.

Groceries expense of $41.02 next to a Submit button

Eligible expenses

Know what's covered before you swipe.

Circular icons for benefit categories including dental, childcare, wallet, wellness and dining

Watch Benepass in action

Everything an HSA needs. Nothing it doesn’t.

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Eligibility & Enrollment

Works with any HDHP. Fast activation is the priority.

HSA Investments Accounts

Invest unused balance. Tax-free growth potential, with low admin fees.

Visa Card + Mobile Wallet

Tap, swipe or insert to pay for eligible expenses.

Benefits don’t mean much if nobody uses them.

When people actually use their benefits, they tend to stick around.

2.5X

Higher average investment rate, when employees use Benepass compared to traditional HSA providers who see 10%. (Devenir, 2025)

"Benepass HSA is the only benefits card our employees actually remember to use"

Benefits Lead

Mid-market tech company

Questions people actually ask.

Who is eligible for a Benepass HSA?

Anyone enrolled in a qualifying high-deductible health plan (HDHP). After an investment account is opened, the manual review typically takes 1–2 business days.

What can employees spend their HSA balance on?

Qualified medical expenses—doctor visits, prescriptions, dental, vision, and more.

What HSA investment options are available?

Employers choose among three options for their workforce: self-directed access to 5,000+ stocks and ETFs, 15+ pre-selected funds, or a customized fund selection.

Can employees invest their HSA balance, and is there a minimum?

Yes. Employees can start investing with just $100 in their HSA, with the opportunity for tax-free growth.