Clear upper and lower retainers against a dark brown background

An FSA ready to be spent.

Pre-tax spending starts with a tap.

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Make FSA dollars easier to access.

Employees handle the spending. Benepass handles the rest.

Legacy FSA provider

High employee FSA forfeitures due to hard-to-access funds

Reimbursement-first models means claims pile up

Delayed setup from inaccurate data feeds

Employees wait weeks for cards or lose them

Benepass FSA

75% lower FSA forfeiture rates than industry average

97% auto-substantiation for healthcare expenses

92% of Benepass’s pre-tax employers use a fully-automated integration process

Virtual and tap-to-pay card on day one, so employees avoid out-of-pocket spend

Here’s how Benepass actually works

FSA card experience

Tap to pay for eligible expenses.

Benepass app Accounts screen showing a Wallet with $24.38 available to transfer

Account balance

See how much you have left to spend.

Eligible expenses

Know what’s covered before you swipe.

Benepass Core Visa card with a contactless payment symbol

Transaction details

See purchases and substantiation status.

Groceries expense of $41.02 next to a Submit button

Claims and reimbursements

Submit a claim and track its status.

Circular icons for benefit categories including dental, childcare, wallet, wellness and dining

Everything an FSA needs. Minus the busywork.

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Card-First, Claims When Needed

Most spending happens on the card. Reimbursing instead? Payouts happen daily.

Automatic Substantiation

Reach 97% auto-substantiation for healthcare expenses, with fewer receipts for employees to submit.

One Place for Every FSA

Manage HCFSA, LPFSA, and DCFSA together, with one platform for employees and admins.

Less claiming. More spending.

Give employees direct card access to their FSA funds from day one.

6M+

Benepass card transactions.

"Benepass HSA is the only benefits card our employees actually remember to use"

Benefits Lead

Mid-market tech company

Questions people actually ask.

How can employees access their FSA funds?

Employees can use a physical or virtual Benepass card for eligible purchases, with virtual and tap-to-pay access available from day one.

What types of FSA does Benepass support?

Benepass supports Health Care FSA (HCFSA), Limited Purpose FSA (LPFSA), and Dependent Care FSA (DCFSA), so employers can manage their FSA programs together on one platform.

Do employees need to submit receipts for FSA purchases?

Most transactions require no receipt. Benepass auto-substantiates 91%+ of medical transactions on average, rising to 99% for dental and vision visits.

Does Benepass integrate with our HRIS?

Benepass offers 24+ native HRIS integrations to keep benefits and payroll data flowing accurately and reduce the manual work involved in administering FSA programs.